What Is a Stock Loan?

Also known as securities lending, this type of loan utilizes stock as collateral. Many people use this type of borrowing as discrete funding sources in times of need when liquidity is essential and time is of the essence. The loan value is dependent upon several factors, including the value of the securities, volatility on the market, price, and other potential issues.

How Stock Loans Work

Also known as securities lending, these loans are available to help investors keep the stock they own while still having access to the cash they need in order to make other investments. Our borrowers gain the opportunity to dip into the value of their non-marginable stock quickly and easily without having to wait a long time for the money.

Our loan amounts are dependent on characteristics of the collateralized security, including the number of shares, price, volatility, and additional criteria. By transferring your stock to us, you can be assured of receiving a loan against its value. All you have to do is make quarterly interest payments during the life of the loan. We keep the process simple: once you fully repay the borrowed amount, your stock will be transferred back to you.

How to Qualify

Any owner of non-marginable CSE or TSX securities is eligible for a CSE stock loan or TSX stock loan. The size of the funding can vary greatly depending on the borrower’s portfolio, wants, and needs. Our company can fund securities lending from $50,000 to over $5,000,000 with no up-front fees. The registration process is quick, and you can have access to the funds within 48 hours of closing.