What Is a Stock Loan?
Also known as securities lending, this type of loan utilizes stock as collateral. Many people use this type of borrowing as discrete funding sources in times of need when liquidity is essential and time is of the essence. The loan value is dependent upon several factors, including the value of the securities, volatility on the market, price, and other potential issues.
Why Choose the Easy Way?
At Easy Stock Loans, we provide non-recourse loans for insiders and shareholders. Our loan-to-value ratio is valued as high as 80%. We are a direct lender – so no issues with credit checks and no application fees. Loan amounts can range anywhere from $10,000 to over $1,000,000 for individuals and businesses. Our rates are competitive and reflect the current prime interest rates.
We provide securities lending for many major stock exchanges, including the LSE, NASDAQ, and the Shanghai Stock Exchange. We are a people-centered business with locations in New York, Los Angeles, Encinitas, Miami, and Chicago. We aim for transparency in order to bring you private and direct lending with the comfort of liquidity and security.
Benefits of Stock Loan Financing
Our securities lending process offers you many benefits. In addition to exceptional care and customer service, you can also expect these benefits:
- Liquidity as the equity creates improved availability of cash for the individual or business
- Profit as it creates ample opportunity for generated earnings from any stock appreciation in the future
- Interest-Only Approach where you pay only on the interest
- Security as it grants a hedge against the volatile stock market to borrowers